Jackie Hixson, resident and Medicare information specialist, presented another timely, valuable seminar on Wednesday, September 27. With the enrollment period from October 15 to December 7, 2017 Jackie cautioned that the outlook for 2018 is critical with many changes and some options that are different than previously offered.
There are numerous considerations when applying for Medicare or contemplating changing plans. Jackie advised examining the several types of coverage and deciding what is wanted, Original Medicare that is Part A (Hospital Insurance) and Part B (Medical Insurance), a Medicare Advantage Plan that also includes both Part A and Part B, such as an HMO or PPO. Or you may prefer a supplemental policy from a private company to help pay some costs not covered by Medicare, such as co-payments, coinsurance and deductibles.
If you did not enroll in a Medicare Part D plan when you were first eligible, you can do so during general open enrollment; however, a late enrollment penalty may apply. Individuals who are currently enrolled in a Medicare Part D prescription plan or a Medicare Advantage Plan who do not want to make changes in their coverage need not do anything during open enrollment. But make sure the plan will continue to be available in 2018.
Jackie advised the audience that Medicare is good quality medical coverage for seniors at reasonable prices when compared to available alternatives. She introduced Dan Ballenger who is knowledgeable about the new Medicare regulations and drug coverage. He and Jackie were available to answer questions at the conclusion of the seminar and gave their email and/or telephone numbers for attendees who may need further clarification about Medicare options and regulations.
Look for Jackie Hixson at Living Well 2018 spring and fall seminars.
DATCU credit union provided refreshments and door prizes. Living Well seminars are free and open to Robson Ranch residents. Advanced registration at www.rrlwc.com is required to ensure sufficient seating and refreshments. If seating is full, walk-ins may be turned away. For more information please view the website.
All content within presentations sponsored by the Living Well at Robson Ranch Committee is intended for general information only. It should not be treated as a substitute for the medical advice of a professional health care provider. Neither the Living Well at Robson Ranch Committee, Robson Ranch Denton HOA, nor Robson Communities is responsible or liable for the content and do not endorse any commercial product or service mentioned or advised in any presentation.